Sana’a Microfinance Program (Azal) was established in October 2001 as a result of a partnership between SOUL for Development and the Social Fund for Development SFD, to contribute to the poverty reduction efforts in Yemen. This program offers a good opportunity for people especially women and youth to improve or start their own income generating activities.

Vision

To be a leading SME financing institution in Yemen.

Mission

To empower the low-income individuals and households in Yemen by providing financial and nonfinancial services, which will contribute to the sustainability of Azal institution.

Objectives

1.  To provide efficient financial services that meet the financial needs and expectations of our customers. 

2.   To increase our outreach to the rural and urban areas in Yemen through new branches and through partnership with other local actors. 

3.   To achieve financial sustainability and improve business working environment.